Property Insurance
Your property is likely one of your biggest assets. We help you insure the building, what is inside it and the business that runs from it, for the right value.
What’s covered
Property Insurance options
- Buildings cover for homes and landlords
- Contents and personal belongings
- Fire and allied perils
- Burglary and theft
- Commercial premises, stock and equipment
- All-risks cover for specified valuables
Exact cover, limits and exclusions depend on the insurer and policy. We explain these before you decide.
Who it’s for
- Home owners and landlords
- Tenants who want to protect their belongings
- Shop and office owners
- Small manufacturers and warehouse operators
How we help
More than a quote
We value it properly
We help you set realistic values so you are not left under-insured.
We compare
We seek quotes from several insurers and compare cover, excesses and price.
We arrange the policy
Surveys, schedules and documents are handled so cover starts when you need it.
We support your claim
If the worst happens, we help you document the loss and keep the claim moving.
Questions
Common questions
What is the difference between buildings and contents cover?
Buildings cover is for the structure itself, such as walls, roof and fixtures. Contents cover is for the things inside, such as furniture, appliances and personal belongings.
What is under-insurance and why does it matter?
If the amount you insure is lower than the real value of the property, an insurer may reduce what it pays on a claim. We help you set realistic values to avoid this.
Can I insure a rented property?
Tenants can usually insure their own belongings, while landlords insure the building. We will check what your lease requires and arrange the right cover.